USC-Brookings Schaeffer Initiative fellows analyze the Trump Administration's final rule on allowing employers to pay for their workers' health insurance through subsidies on the individual market, concluding that it is a step in the wrong direction.
Insurance Choice and Benefit Design
Other featured articles
Three Ways to Make Health Insurance Auto-Enrollment Work
Successful auto-enrollment likely requires changes to the way we determine eligibility for Medicaid and Marketplace financial assistance, to make the system easier to navigate and more generous, writes USC-Brookings Schaeffer Initiative Fellow Christen Linke Young.
Healthcare’s Killer App: Life Insurance
"At the time of a cancer diagnosis, the incentives of the patient and those of his life insurer align more strongly. Both want him to live as long as possible. Every month of added life is a bonus for the insurer, both in postponing benefits and in collecting additional premiums," write Goldman and Lakdwalla in The Wall Street Journal.
Paying Patients To Switch: Impact Of A Rewards Program On Choice Of Providers, Prices, And Utilization
One increasingly popular strategy to encourage patients to switch to lower-price providers is to financially reward patients who receive care from such providers. Neeraj Sood and colleagues evaluated the impact of a rewards program.
Are High-Deductible Plans a Healthy Option for Patients?
High-deductible health plans may have unintended consequences for patients.
About this section
Even as many Americans pay for inadequate coverage, claims for unnecessary medical services remain undiminished. Schaeffer Center research informs policies seeking to improve consumer choice and promote accountability while enhancing the value of insurance plans.