This white paper estimates how many non-elderly people in different income groups held Marketplace coverage, off-Marketplace coverage that qualifies as minimum essential coverage (MEC) under the ACA, or non-MEC nongroup policies (e.g., short-term limited duration plans), as well as how many lacked any coverage, in 2019
Insurance Choice and Benefit Design
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Even as many Americans pay for inadequate coverage, claims for unnecessary medical services remain undiminished. Schaeffer Center research informs policies seeking to improve consumer choice and promote accountability while enhancing the value of insurance plans.