Insurance Choice and Benefit Design
Our work in Insurance Choice and Benefit Design
-
Without a Cap, Out-of-Pocket Drug Spending Poses Great Risk
Medicare Part D distinctly lacks a cap on out-of-pocket spending, sending many beneficiaries toward financial hazard.
Categorized in -
Financial Burden of Healthcare Utilization in Consumer-Directed Health Plans
Enrollment in a consumer-directed health plan increases the financial burden associated with healthcare utilization, especially for those with lower incomes and with chronic conditions.
Categorized in -
High-Deductible Health Plans Raise Risk of Financial Ruin for Vulnerable Americans, Study Finds
Low-income consumers or those who are chronically ill are most at risk.
Categorized in -
Is the National Health Protection Scheme Good Public Policy?
India recently announced an ambitious plan called the National Health Protection Scheme (NHPS) to provide government-sponsored insurance to roughly 500 million people or nearly 40% of India’s population.
Categorized in -
Social Health Insurance for the Poor: Lessons from a Health Insurance Programme in Karnataka, India
In 2010, India rolled out a social health insurance scheme focused on increasing access to tertiary care for households below the poverty line. Sood and his collegues summarize the key findings from this experiment and what it means for public policy.
Categorized in -
Impact of Consumer-Directed Health Plans on Low-Value Healthcare
Consumer-directed health plan are not associated with reduced spending on low-value healthcare services.
Categorized in