Recent Work
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Cognitive Ability and Financial Capability
We know that income and education are positively associated with financial capability, but we understand less about the impact of other underlying factors, such as motivation, self-control and propensity to plan. This blog post considers one of these factors, cognitive ability, and discusses how financial decisions and wellbeing vary with cognition within income and education groups.
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Student Loans, Indebtedness and Financial Literacy in the United States
CESR researchers examine changes in Americans’ financial capability since 2009. They find persistent concerns regarding indebtedness and financial literacy, but improvements in precautionary savings.
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