Access to Credit Reduces the Value of Insurance

Anup Malani is a legal scholar and economist. He is the Lee & Brena Freeman Professor at the University of Chicago Law School and a Research Associate at the National Bureau of Economic Research. He conducts interdisciplinary research in law, medicine, health economics and economic development. 

His research has examined the law and economics of Indian slums, the effect of flu vaccines on the evolution of flu, seroprevalence of COVID antibodies and cellular memory in several Indian states, dynamic demand for COVID vaccination, the results of a large health insurance experiment in India, drivers of inequality in India, placebo effects from direct-to-consumer advertising, conflicts of interest in medicine, the effects on tort laws on labor supply and output in health care markets, the cost and value of medical innovation and health insurance, the effect of statutory ambiguity on interpretation, and the methodology of doctrinal legal research.

Malani’s research has been published in journals in several fields, including the Proceedings of the National Academy of Sciences, the Journal of Political Economy, the Journal of the American Statistical Association, the Harvard Law Review, Nature Medicine, the Journal of the American Medical Association, and Theoretical Population Biology.  He was a member of the COVID Commission Planning Group, authors of Lessons from the Covid War.

Malani is the co-founder and Faculty Director of the International Innovation Corps, a social service program that sends postgraduates to work on development projects with governments in India and the US. Malani has a J.D. and Ph.D in economics from the University of Chicago. He was a law clerk to Justice Sandra Day O’Connor on the U.S. Supreme Court. 

Malani has twice won the Emergent Venture prize and is an elected member of the American Academy of Arts & Sciences.

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